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Creating a new user without an address works.
Creating a new user on staging, with and address, also works.
Manual tested in FOLIO test http://folio-testing.aws.indexdata.com/ version @folio/users 2.9.100456, using Chrome.
I can create a new user without an address, and another user with an address. All looks good, and I'll close the issue as done.
Creating a new user without an address works.
Creating a new user on staging, with and address, also works.